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Tim Michael Football Top Sides Picks
Date Match Up Rating Score Result Profit Lead Time Analysis
02-08-26 Seahawks v. Patriots +5 Top 29-13 Loss -110 10 h 18 m Show

T.M. Selection: Patriots.

This game is going to come right down to the wire. These teams are evenly matched on both sides of the ball. But with a record 80% of the bets and money on Seattle, my strategy for the Super Bowl this season is to essentially go contrarian. I've waited as long as possible before releasing this pick to get the best line possible; go Patriots!

T.M. Prediction: 24-21 New England.

01-19-26 Miami-FL v. Indiana -7.5 Top 21-27 Loss -105 11 h 19 m Show

T.M. Selection: Hoosiers.

I like Fernando Mendoza to easily outduel Carson Beck. The Hoosiers are a once in a life-time team and they're unstoppable right now on both ends of the field. Miami's defense came together at the correct time, but I think that Mario Cristobal's team is completely overmatched here. I like Indiana to win easily, with the Hurricanes tacking on a few meaningless points in garbage time; lay the points with confidence!

T.M. Prediction: 30-17 Indiana.

01-18-26 Rams -3.5 v. Bears Top 20-17 Loss -115 9 h 21 m Show

T.M. Selection: Rams.

The Rams have the experience at quarterback and I think that'll be the difference-maker in tonight's outcome. Matt Stafford is fine in the snow despite his win/loss record in such instances throughout his career, so I think that stat is completely overblown. The Bears struggle against good defenses and I think Stafford will get the better of Caleb Wilson. Lay the points with confidence!

T.M. Prediction: 28-21 LA.

01-17-26 49ers +7.5 v. Seahawks Top 6-41 Loss -125 11 h 15 m Show

T.M. Selection: 49ers.

These teams have split their season series and I'm fully expecting another battle here in the grudge match. Seattle's offense has fallen way off, the 49ers have a legit shot at stealing this one outright if the Hawks' defense doesn't step up here. In a contest that I see being decided by whichever team has its hands on the ball last, I'm grabbing the points!

T.M. Prediction: 24-21 Seattle.

01-11-26 Chargers +3.5 v. Patriots Top 3-16 Loss -110 12 h 39 m Show

T.M. Selection: Chargers.

I smell a serious letdown for the Patriots here. LA didn't bother playing its starters in its Week 18 loss at Denver. Justin Herbert will have fairly decent weather as well here. I think that experience really does matter in the playoffs. What Drake Maye and the Patriots have done this year has been fantastic, but I like LA to, at the very least, sneak in through the back door down the stretch with the handful of points, but that said, the outright win is the most likely outcome in my opinion!

T.M. Prediction: 27-19 LA. 

01-04-26 Ravens v. Steelers +4 Top 24-26 Win 100 12 h 7 m Show

T.M. Selection: Steelers.

I don't trust Lamar Jackson in this one, I think that Aaron Rodgers at home in this situation is definitely the correct call. Pittsburgh already beat the Ravens 27-22 in Baltimore last month and I predict a similar outcome here as well. Their numbers are very similar, but the home field advantage in a crucial spot like this is going to prove paramount for the Steelers in my opinion. While I believe the outright win is the most likely outcome for Pittsburgh tonight, my official call will be to grab as many points as you can!

T.M. Prediction: 23-17 Pittsburgh.

01-03-26 Seahawks v. 49ers +2.5 Top 13-3 Loss -102 11 h 42 m Show

T.M. Selection: 49ers.

San Fran beat Seattle 17-13 in Week 1 and I'm predicting a similar outcome here in Week 18 back at home. This one really does have the feel of whichever team that has its hands on the ball last is going to win and because of that, I'm grabbing the points (the outright win is the most likely outcome I think, so you may want to consider sprinkling a little on the moneyline as well).

T.M. Prediction: 27-21 San Francisco.

12-29-25 Rams v. Falcons +7.5 Top 24-27 Win 100 11 h 2 m Show

T.M. Selection: Falcons.

The Falcons have won two straight as veteran QB Kirk Cousins continues to fly under the radar. He was 21 of 35 for 197 yards and two TD's in last week's 26-19 win at Arizona. LA is coming off the 38-37 OT loss at Seattle and is primed for a letdown. No outright, but much closer than expected so grab as many points as you can!

T.M. Prediction: 27-25 LA.

12-28-25 Bears v. 49ers -3.5 Top 38-42 Win 100 12 h 41 m Show

T.M. Selection: 49ers.

With the Packers loss on Saturday, Chicago has now clinched the NFC North. While the Bears still have a shot at the overall NFC title and a first round bye on the line, the 49ers still come in as the much more motivated team here as they fight tooth and nail with the Rams and Seahawks for the division title. For me, this pick comes down to the more motivated side and that's the 49ers in my opinion. Look for Chicago to come in flat after winning the division and for San Francisco to risk life and limb to not only pull off a victory, but to do so in comfortable fashion; lay the points with confidence!

T.M. Prediction: 30-21 San Francisco.

12-23-25 UNLV -6.5 v. Ohio Top 10-17 Loss -110 11 h 27 m Show

T.M. Selection: UNLV.

Ohio is dealing with major off-field implications with its coach getting fired due to misconduct involved alcohol and minors. Players will be distracted, and some won't even want to be involved in this game because of it. UNLV finished 10-3 overall and while they can't stop anyone, Ohio doesn't put a lot of points on the board. Look for the Runnin' Rebels stability behind the bench and their superior offense to prove to be the difference-maker in this year's Frisco Bowl; lay the points with confidence on what sets up to be a prime situational play!

T.M. Prediction: 39-27 UNLV.

12-22-25 49ers -5 v. Colts Top 48-27 Win 100 11 h 59 m Show

T.M. Selection: San Francisco. 

The 49ers have won four straight, and need a victory here to try and keep pace in the competitive NFC West. The Colts have lost four straight and while Phili Rivers looked decent in Seattle last week, the 49ers' aggressive defense is poised to dominate the veteran in my opinion. Brock Purdy and Christian McCaffrey will prove too much for the home side defense, so I'm laying the points and expecting a rout.

T.M. Prediction: 31-14 San Fran.

12-20-25 Packers +2 v. Bears Top 16-22 Loss -110 12 h 38 m Show

T.M. Selection: Packers.

The Bears are 5-1 at home, but Green Bay is 4-2 on the road. The Packers defeated Chicago by a score of 28-21 at home two weeks ago, and I like Jordan Love and company to once again get the better of Caleb Williams. Green Bay's superior defense, and being able to get into the backfield to disrupt Williams rhythm will once again be too much for Chicago to overcome on Saturday. I think Green Bay wins outright, but let's grab the points!

T.M. Prediction: 24-21 Green Bay.

12-18-25 Rams +2 v. Seahawks Top 37-38 Win 100 11 h 19 m Show

T.M. Selection: Rams.

LA is 5-2 SU/ATS on the road this year, while Seattle is 5-2 SU and 4-3 ATS at home. LA already beat Seattle at home by a score of 21-19, and I'm expecting a similar result here now in the rematch here in the PNW. Sam Darnold has a tough time vs. elite defenses and I expect that again to be the case here in Seattle on Thursday. The outright win is the most likely outcome in my opinion, but let's grab the points!

T.M. Prediction: 26-17 LA.

12-15-25 Dolphins +3.5 v. Steelers Top 15-28 Loss -120 11 h 19 m Show

T.M. Selection: Dolphins.

Aaron Rodgers and the Steelers were OK in their upset win over the shaky Ravens last weekend, but we expect them to have their hands full here today with Tua and the Fish, who enter having won four straight. This is a "coin toss" for sure, as Miami's defense has improved so dramatically over the last month. In a contest that we see being decided by whichever team has its hands on the ball last, we're grabbing the points; the play is on Miami!

T.M. Prediction: 27-25 Miami.

12-11-25 Falcons v. Bucs -4.5 Top 29-28 Loss -110 11 h 25 m Show

T.M. Selection: Buccaneers.

The Falcons are just 2-5 ATS on the road. After last week's loss to the Saints, I don't see Baker Mayfield and company dropping another one here at home to Kirk Cousins and Atlanta. The only thing the Falcons have left to play for right now is the role of spoiler, but I don't think that'll be enough motivation here to get it over the hump. Tampa has another tough divisional game against Carolina next week, making this a must win game essentially. The short week favors Tampa; lay the points with confidence!

T.M. Prediction: 28-17 Tampa.

12-08-25 Eagles v. Chargers +2.5 Top 19-22 Win 100 11 h 25 m Show

T.M. Selection: Chargers.

The Eagles' defense isn't going to be able to contain Justin Herbert on this Chargers' offense at home in my opinion. The Eagles aren't getting any production in their run game and Jalen Hurts is now extremely one-dimensional. The Eagles are playing terrible, off two straight losses and I think Harbourgh and the Chargers will find a way to win this game outright!

T.M. Prediction: 24-17 LA.

12-07-25 Texans v. Chiefs -3.5 Top 20-10 Loss -110 12 h 57 m Show

T.M. Selection: Chiefs.

It's do or die essentially for Patrick Mahomes and the Chiefs, who were one of the favorites at the start of the year to advance to another Super Bowl. But, now here we are, as KC needs to basically win every game and get outside help to even make the wildcard. One game at a time, starting here with the Texans. Houston is just 2-4 ATS on the road this year and after four straight victories, I feel a letdown is imminent against the desperate home side; lay the points with confidence! 

T.M. Prediction: 28-13 KC.

12-06-25 Indiana v. Ohio State -3.5 Top 13-10 Loss -112 11 h 1 m Show

T.M. Selection: Ohio State.

When these teams played here last year, Ohio Sate won by a score of 38-15. I think we'll see a similar type contest unfold here as well. Indiana has a great offense, but it's going to stall facing the Nation's No. 1 defense. The old saying that "defense wins championships" could not be more true in this one, as I expect the Buckeyes relentless and smothering defensive unit to prove to be the difference-maker in this one; lay the points with confidence!

T.M. Prediction: 27-19 Ohio State.

12-05-25 UNLV +5.5 v. Boise State Top 21-38 Loss -112 11 h 26 m Show

T.M. Selection: UNLV.

UNLV managed to work its way into the Conference Championship Game and I'm expecting it to make the most of it. Boise State welcomes back Maddux Madsen under center, but one has to wonder if he's even back to 100% health. This is a contrarian pick for sure, with the majority of the public quick to back the the home side. I see UNLV getting revenge from the earlier loss in the season and while an outright win is possible, let's grab the points!

T.M. Prediction: 29-28 Boise State.

12-04-25 Cowboys +3 v. Lions Top 30-44 Loss -100 12 h 31 m Show

T.M. Selection: Cowboys.

The Cowboys have won three straight and while their defense has been their weak point, they catch a bit of a break here against the Lions, who have been very inconsistent over the last two months, trading wins and losses over their last eight games. Dak Prescott's offense is firing on all cylinders and I feel that the Cowboys have a legitimate shot at winning this one outright. In the end, I'm grabbing the points though!

T.M. Prediction: 28-27 Dallas.

12-01-25 Giants +7.5 v. Patriots Top 15-33 Loss -115 12 h 46 m Show

T.M. Selection: Giants.

The Patriots are, clearly, the better team here, but I think after nine straight victories and with their bye week next week, that they'll get caught "looking ahead" and take the foot off the gas. I'm not calling for an outright upset or anything, but the 2-10 Giants are still hungry to get into the winner's circle on the road, as they enter 0-7. New York has been putting points on the board and was super competitive in last week's 34-27 OT loss at the Lions and I believe it'll be competitive here on Monday night as well.

T.M. Prediction: 24-23 New England.

11-30-25 Bills v. Steelers +3 Top 26-7 Loss -105 9 h 33 m Show

T.M. Selection: Pittsburgh.

I think Pittsburgh, and Aaron Rodgers, will win this game outright. But, let's grab the points as the official play. Buffalo is 2-3 SU/ATS on the road and is coming off a loss at Houston as a road favorite. And in its previous road game it lost outright at Miami as a favorite as well. Pittsburgh is 4-2 SU/ATS at home; grab the points!

T.M. Prediction: 24-21 Pittsburgh.

11-24-25 Panthers +7.5 v. 49ers Top 9-20 Loss -112 11 h 21 m Show

T.M. Selection: Panthers.

I think Bryce Young and the Panthers have much more than just a "punchers chance" against this suspect 49ers defense. Yes, San Francisco looks pretty good offensively, but its defense leaves everything to be desired right now. Young and the Panthers are 4-2 ATS on the road this year, and 7-3 ATS overall. 

Carolina is playing well on both sides of the ball and I see this one coming down to whichever team has its hands on the ball last; I'm grabbing the points!

T.M. Prediction: 27-23 Carolina.

11-22-25 Utah State +2.5 v. Fresno State Top 28-17 Win 100 14 h 31 m Show

T.M. Selection: Utah State.

The Aggies are 5-5 and they need just one more win to become bowl eligible. Amazingly, they're 0-5 on the road this year, but 3-2 ATS. Fresno State is 7-3 overall, including 4-1 at home. The Aggies close the year with a tough game at home against Boise State. Fresno is off consecutive wins and it plays a "cream puff" at SJSU to close the year. Despite going just 1-1 in their last two though, the Aggies have posted a combined 77 points over their last two games. Look for the hungrier visiting side to, at the very least, take this one right down to the wire; grab the points!

T.M. Prediction: 27-23 Utah State.

11-20-25 Bills -5.5 v. Texans Top 19-23 Loss -120 11 h 22 m Show

T.M. Selection: Bills.

Buffalo is 3-1 in its last four, both SU and ATS and off a 44-32 win at home over Tampa Bay, I just can't see Davis Mills and the Texans keeping pace with this offense on the short week. Mills has been decent, but this is a difficult task for him to keep up to, despite how good his defense is. I say Buffalo's relentless offensive pressure will get the better of the Texans No. 1-ranked defense; lay the points with confidence!

T.M. Prediction: 30-14 Buffalo.

11-15-25 Virginia Tech +14 v. Florida State Top 14-34 Loss -110 11 h 45 m Show

T.M. Selection: Virginia Tech (5% ACC GOY)

I'm not going to call for an outright upset or anything, but I like the desperate Hokies to keep this one competitive until the final moments. Virginia Tech is 3-6 and it needs to win its remaining six games to become bowl eligible. While the odds are stacked against it now, with upcoming games against Miami and Virginia after this, Kyron Drones and the visitors are in "do or die" territory this weekend. Florida State is 4-5 and it needs two more wins. This is the final home game for the Seminoles, and they'll close the year with two extremely tough road games at NC State and Florida. FSU has been extremely inconsistent this year and I think it'll also somewhat get caught looking ahead. I just can't see the Seminoles running away with this one; grab the points with Virginia Tech! 

T.M. Prediction: 31-24 FSU.

11-11-25 Ohio +1.5 v. Western Michigan Top 13-17 Loss -120 11 h 8 m Show

T.M. Selection: Ohio.

The winner of this game will almost assuredly move on to the MAC title game. Ohio though has the superior offensive and defensive numbers. WMU only needs one more win to become bowl eligible, but with "cream puffs" against NIU and EMU to close out the year, the Broncos will have their opportunity still to punch their ticket; lay the point/s with confidence!

T.M. Prediction: 27-21 Ohio.

11-09-25 Rams v. 49ers +6 Top 42-26 Loss -110 7 h 2 m Show

T.M. Selection: 49ers.

San Francisco won this game 26-23 in OT at LA in early October, and I believe they have much more than just a "puncher's chance" here at home as well. LA is coming off three straight wins, but all over suspect teams that were going through monumental issues during their matchups, facing Baltimore, Jacksonville and in last week's 34-10 win at home over New Orleans. Now facing their division rival, and with a home game against Seattle next week, I think it's the visiting side that's overvalued in this one; grab the points!

T.M. Prediction: 27-23 San Francisco.

11-08-25 San Diego State v. Hawaii +6.5 Top 6-38 Win 100 14 h 14 m Show

T.M. Selection: Hawaii.

In what I believe will be an extremely competitive battle, but when in which the home side has much more than just a "puncher's chance" in, I'm going to recommend to grab as many points as you can. Hawaii is 6-3 and off a 48-38 loss at San Jose State, but the last time the Warriors played at home they destroyed Utah State 44-26 as 1-point underdogs. Both teams are already bowl eligible and each is now looking to win the division. The Aztecs are 7-1 and off the 24-7 win at home over Wyoming, but last year they barely held on for the 27-24 win in this game. Look for another competitive battle to come "right down to the wire," and grab as many points as you can!

T.M. Prediction: 25-24 SDSU.

11-07-25 Northwestern +15 v. USC Top 17-38 Loss -105 13 h 58 m Show

T.M. Selection: Northwestern.

Northwestern had its four game win streak come to an end last time out in a 28-21 loss at Nebraska as a 7-point dog. It's 5-3 and running out of chances to become eligible. I think Preston Stone will bounce back for the Wildcats against 6-2 USC, who looks poised for a letdown after holding on for the 21-17 win at Nebraska to move into bowl eligibility. No outright, but closer than expected. Grab the points!

T.M. Prediction: 27-24 USC.

11-06-25 Raiders +9.5 v. Broncos Top 7-10 Win 100 12 h 40 m Show

T.M. Selection: Raiders.

With the majority going one way, I'm going the other way on this one. Denver may be 4-0 SU at home, but it's just 2-2 ATS. The Raiders went for the two-point conversion in extra time, but came up short at home in a 30-29 OT loss to a competitive Jaguars side. I think Geno Smith and company will come to play this week though, despite their playoff chances now likely done this year. The Broncos get caught looking ahead to their Titanic matchup at home against the Chiefs and look for the Raiders to earn the comfortable cover.

T.M. Prediction: 21-20 Denver.

11-03-25 Cardinals +3.5 v. Cowboys Top 27-17 Win 100 11 h 28 m Show

T.M. Selection: Cardinals.

I think Kyler Murray and the Cardinals have the offense to keep pace with Dak Prescott and the home side, but Arizona has the advantage defensively. It has a decent pass rush and I think that'll be the difference-maker in this one. While the outright win is the most likely outcome, my official call is to grab as many points as you can with the undervalued Cardinals!

T.M. Prediction: 28-27 Arizona.

11-02-25 Chiefs v. Bills +2.5 Top 21-28 Win 100 8 h 43 m Show

T.M. Selection: Bills.

KC is 5-3, but only 1-2 SU/ATS on the road. The Bills re 5-2 overall, including 3-1 SU at home. They're only 1-3 ATS, but we're getting points here and I think that Buffalo should in fact be favored. KC has three straight wins, but gets caught content and flat-footed here, while Buffalo just snapped a two-game slide with a convincing 40-9 win over Carolina. The outright win is the most likely outcome in my estimation, but let's grab the points!

T.M. Prediction: 28-25 Buffalo.

11-01-25 USC -4.5 v. Nebraska Top 21-17 Loss -105 10 h 17 m Show

T.M. Selection: USC.

Nebraska is 6-2 and now eligible and I smell a "letdown" here vs. the 5-2 Trojans. USC is off the tough 34-24 loss at Notre Dame, but it's had a week off to prepare for this one. The Trojans won this game 28-20 last year, and I'm expecting an even bigger margin of victory this time around; lay the points with confidence!

T.M. Prediction: 37-21 USC.

10-30-25 Tulane v. UTSA +6 Top 26-48 Win 100 11 h 24 m Show

T.M. Selection: UTSA.

Tulane earned its third win in a row to move to 6-1 and to become eligible, and while it now has much bigger plans on its mind, a letdown is imminent in my estimation. The Green Wave did not cover in their 24-17 win over Army at home last week and I think they'll have difficulties covering the number here on the road against the hungry Road Runners, who are off the humbling 55-17 loss at North Texas. The last time they were at home though they smoked Rice 61-13 as 8-point favorites. UTSA fights tooth and nail here at home in this crucial spot as it's now just 3-4 and running out of time. I think Tulane also gets caught "looking ahead" to its game at Memphis next week; grab the points! 

T.M. Prediction: 28-27 Tulane.

10-29-25 Jacksonville State v. Middle Tennessee State +5.5 Top 24-21 Win 100 11 h 1 m Show

T.M. Selection: MTSU.

I like the undervalued home side to play spoiler here, as Jacksonville State enters 4-3 and needing two more wins to become eligible. The Blue Raiders are coming off back-to-back ATS victories, and now they have a legit shot at winning outright; grab the points, but don't be shocked if an upset occurs!

T.M. Prediction: 28-27 JVST.

10-28-25 UTEP +10 v. Kennesaw State Top 20-33 Loss -108 12 h 55 m Show

T.M. Selection: UTEP.

The odds of the Miners making a bowl are pretty much zero, but they'll be trying their best to play "spoiler" here, as Kennesaw State is 5-2 and needs just one more win for eligibility. Last year UTEP won this game at home in OT by a score of 43-35. The Owls have turned things around this season, but are in unchartered territory right here. I think they have big trouble trying to cover this big number. No outright, but much closer than expected, as this sets up as a great situational play on the UTEP!

T.M. Prediction: 27-24 Kennesaw State.

10-27-25 Commanders +11 v. Chiefs Top 7-28 Loss -108 12 h 28 m Show

T.M. Selection: Commanders.

The Chiefs will take the foot off the gas in the second half as they prepare for a tough matchup in Buffalo next week. Mariota has the team's two top receivers returning today, including Deebo Samuel. Look for the desperate visiting side to keep it competitive down the stretch.

T.M. Prediction: 27-21 KC.

10-25-25 Wisconsin +31.5 v. Oregon Top 7-21 Win 100 10 h 18 m Show

T.M. Selection: Wisconsin.

The total in this game is only 45.5, so the oddsmakers aren't expecting Wisconsin to score much, or any points at all in this one?! But I think the Badgers catch the Ducks at the "correct time," who get caught "looking ahad" to their bye week, before a game against Iowa; grab the points!

T.M. Prediction: 31-14 Oregon.

10-23-25 South Alabama v. Georgia State +6.5 Top 38-31 Loss -108 11 h 38 m Show

T.M. Selection: Georgia State.

In a contest that I see being decided by whichever of these 1-6 teams has its hands on the ball last, I'm grabbing the points. The Panthers have faced the more difficult schedule to this point. Each team has issues on both sides of the line, but the home field advantage tips the scales in favor of Georgia State here, despite them only being 1-3 ATS at home this year. Georgia State now undervalued; grab the points!

T.M. Prediction: 28-27 USA.

10-21-25 Western Kentucky v. Louisiana Tech -3.5 Top 28-27 Loss -105 12 h 36 m Show

T.M. Selection: Louisiana Tech.

WKU had a chance to punch eligibility at home over FIU last week as a ten-point fav, but the Hilltoppers fell flat in the 25-6 loss. Now I think they'll have trouble here on the road against a 4-2 LT team that's coming off a 35-7 loss at Kennesaw State as a 4.5-point underdog. The Bulldogs recover quicker here and take advantage of the home field surroundings where they are already 3-0 this season. Lay the points with confidence!

T.M. Prediction: 31-19 Louisiana Tech.

10-18-25 Penn State +3 v. Iowa Top 24-25 Win 100 28 h 58 m Show

T.M. Selection: Penn State.

Penn State is 3-3 overall, while Iowa 4-2. This is a strategic play after Pat Kraft fired James Franklin on Sunday. In his place, Terry Smith, AKA T-Smalls, their assistant coach will step in as interim. Franklin was well liked and respected by Kraft, but the big game losses were just too much for the faithful to handle. We can now expect this team to respond with their best effort of the season so far. Iowa is off the 37-0 win at Wisconsin, but I think it will have difficulties with this Nittany Lions' defense. Freshman Ethan Grunkemeyer will be making his first career start for Penn State after Drew Allar went down with injury. The weather is likely to be nasty as well. Either way, in a contest that I see being decided by whichever team has its hands on the ball last, I'm grabbing the points!

T.M. Prediction: 21-19 Penn State.

10-17-25 Nebraska -7 v. Minnesota Top 6-24 Loss -108 12 h 14 m Show

T.M. Selection: Nebraska (BIG TEN GOM).

Nebraska is 5-1 SU, but it's 0-3 ATS in its last three. The combination of its superior offense and defense will prove to be too much for the 4-2 Gophers in my opinion. Minnesota has also done poorly for bettors this year, but note that looking back finds the Huskers 4-1 ATS in their last five after three or more ATS losses in a row. With a chance to punch their eligibility in this favorable matchup, I look for the visitors to do just that!

T.M. Prediction: 29-17 Nebraska.

10-16-25 Tulsa +17.5 v. East Carolina Top 27-41 Win 100 12 h 56 m Show

T.M. Selection: Tulsa.

ECU is overvalued by at least a TD in this matchup in my opinion. The Pirates are 3-3, but they had their hands full with the Golden Hurricane last year, holding on for the 38-31 win. With their bye next week, I believe the home side takes the foot off the gas. Tulsa is just 2-4 and off a 45-7 loss at Memphis. In its previous road game it beat Oklahoma State 19-12 as a 10-point dog and I'm expecting another competitive effort here as well; grab as many points as you can!

T.M. Prediction: 30-24 ECU.

10-15-25 UTEP v. Sam Houston +3 Top 35-17 Loss -113 11 h 39 m Show

T.M. Selection: Sam Houston State.

SHSU is 0-6 and it won't be playing in a bowl game unless it can sweep the remaining schedule. Obviously, that won't be happening. But it came close in its last time to a victory, falling 29-27 at home to Jacksonville State. But they've also faced some really tough competition, but now they're undervalued here at home. UTEP should not be favored here, it's 1-5 and terrible on the road. Look for the home side to come out with a victory, but the official call is to grab as many points as you can!

T.M. Prediction: 24-23 SHSU.

10-14-25 New Mexico State +10 v. Liberty Top 27-30 Win 100 12 h 53 m Show

T.M. Selection: New Mexico State.

New Mexico State comes in "under the radar" here. Logan Fife has the ability to keep this one competitive for the visitors. Liberty won 30-24 on the road in this matchup last year, and everything points to another very competitive battle this season as well in my opinion, as Liberty continues to struggle with offensive consistency; grab the points!

T.M. Prediction: 24-23 Liberty.

10-11-25 Clemson v. Boston College +14.5 Top 41-10 Loss -115 51 h 4 m Show

T.M. Selection: Boston College.

Clemson is 2-3 and BC is 1-4. I'll argue though that BC has so far faced the much stiffer and more difficult schedule to this point. The Tigers managed a 38-10 win over a terrible UNC team last week, but previous to that they lost against Georgia Tech and Syracuse as a favorite. I'm not reading too much into the Tigers win over the Tar Heels. Boston College destroyed Fordham 66-10 as a 35-point favorite in Week 1, and then it lost four straight. 42-40 in OT at Michigan State, 30-20 at Stanford, 28-24 at Cal and then 48-7 at Pittsburgh. Neither team has lived up to expectations this year, but Clemson's done nothing on the field of play to deserve to be this big of a favorite on the road for a conference matchup against a desperate Eagles team. The Tigers have a more difficult game at home against SMU next week as well which they could be caught looking ahead to. No outright, but look for the hungry home side to comfortably cover in this great situational play on Boston College!

T.M. Prediction: 31-24 Clemson.

10-09-25 Eagles -7 v. Giants Top 17-34 Loss -113 11 h 17 m Show

T.M. Selection: Eagles.

The Eagles are going to be angry here after letting the Broncos steal one from them at home. The Giants fell apart on the road at the Saints and I can't see Jaxson Dart keeping pace with Jalen Hurts. Look for the rookie to get a rough ride here facing this Philly defense; lay the points!

T.M. Prediction: 27-13 Philadelphia.

10-09-25 Louisiana Tech v. Kennesaw State +6.5 Top 7-35 Win 100 75 h 45 m Show

T.M. Selection: Kennesaw State.

With the majority going one way with this one, I'm going the other. Louisiana Tech is 4-1 SU and 5-0 ATS and the majority of the public is quick to back the Bulldogs as a sizeable favorite here on the road, but with their bye-week next week, followed by a home game against currently 5-0 WKU, not only does this set up as a classic "letdown" spot for the visitors, but also a "look-ahead," and when you add those two situational factors together you get "trap game." The Bulldogs lost to LSU, their only game as an underdog, and won their other four as a favorite, but nobody of note. Kennesaw State is 3-2 SU/ATS, and that includes going 3-0 SU and 2-1 ATS at home. The Owls have faced the much more difficult schedule as well. Instead of looking ahead to their bye-week next week as well, I expect the home side to come in focussed on the task at hand and while I do think an outright victory is possible, my official call is to grab as many points as you can with KENNESAW STATE.

T.M. Prediction: 24-21 Kennesaw State.

10-04-25 Clemson -14 v. North Carolina Top 38-10 Win 100 22 h 41 m Show

T.M. Selection: Clemson.

Both teams are in search of their first wins against a Power 4 opponent, and I think that Clemson is onw finally in line to get the job done. In setback to TCU and UCF, North Carolina lost by an average of 30 points. The Tigers have yet to live up to their talent, but Clemson is still loaded with talent. I think Dabo Swiney's guys use this matchup as a "get right" game and hammer this porous UNC defense; lay the points!

T.M. Prediction: 35-13 Clemson.

09-29-25 Bengals +8 v. Broncos Top 3-28 Loss -110 31 h 5 m Show

T.M. Selection: Bengals.

While I smell a big upset brewing in Denver, in the end I'll recommend to grab as many points as you can. This is going to be a dog fight between two hungry teams and in a contest that I envision being decided by whichever of these evenly matched sides has its hands on the ball last, I'm grabbing all these points. I just don't see much of a difference here between Bengals' backup quarterback Jake Browning and Broncos' starter Bo Nix; grab the points!

T.M. Prediction: 24-21 Cincinnati.

09-28-25 Jaguars +3.5 v. 49ers Top 26-21 Win 100 23 h 9 m Show

T.M. Selection: Jaguars.

My succinct thoughts on this game: The quarterback carousel in San Francisco is going to finally come back to bite the 49ers and their backers this weekend in my opinion. Jacksonville, meanwhile, enters 2-1 and off a quality 17-10 win at home over Houston. I think an outright win is a possibility but my official call is to grab the points!

T.M. Prediction: 25-21 Jacksonville.

09-25-25 Seahawks v. Cardinals +2 Top 23-20 Loss -120 25 h 24 m Show

T.M. Selection: Cardinals.

In their only division game this year, the Seahawks lost 17-13 at home to the 49ers. And that's the same thing for the Cardinals, who lost 16-15 to San Francisco last week for their first setback of the season. I'm giving the upper-hand to the Arizona defense at home and I think that Kyler Murray will do just enough to earn his team the slim win and cover on the short week here on Thursday night.

T.M. Prediction: 24-20 Arizona.

09-22-25 Lions v. Ravens -4 Top 38-30 Loss -112 27 h 22 m Show

T.M. Selection: Baltimore Ravens.

The Lions got destroyed on the road in Week 1 at Green Bay and I think Goff will struggle again here vs. this aggressive Ravens' defense (which finished second in sacks last year and first the year before that). Look for Baltimore to take advantage of and lay the points with confidence!

T.M. Prediction: 34-19 Baltimore.

09-21-25 Cardinals +2.5 v. 49ers Top 15-16 Win 100 9 h 22 m Show

T.M. Selection: Arizona Cardinals.

San Francisco's issues at QB will be an issue for it here facing Arizona, whose defense is completely underrated in my opinion. So far they've conceded a total of 35 points over their two wins. San Fran is off consecutive road wins to open the season, but everything points to a classic "letdown" here in its home opener in my opinion. Grab the points, but expect the outright!

T.M. Prediction: 24-21 Arizona.

09-20-25 Michigan State +19.5 v. USC Top 31-45 Win 100 30 h 10 m Show

T.M. Selection: Michigan State.

Michigan State is 3-0 SU and 0-3 ATS. I believe it'll be 3-1 SU and 1-3 ATS when it leaves USC late on Saturday night. Despite their defense struggling, the Spartans have posted 83 points over their last two games. MSU has its by week next week, while USC has a big game at Illinois next weekend. I say this one favors the high-scoring Spartans, who I believe can keep pace with the home side down the stretch; a great "situational" play, grab the points!

T.M. Prediction: 31-24 USC.

09-15-25 Chargers v. Raiders +4 Top 20-9 Loss -119 32 h 18 m Show

T.M. Selection: Raiders.

The Las Vegas Raiders are poised to cover the spread here, driven by situational advantages at Allegiant Stadium. If history is any precedence, then Las Vegas has to be loving its chances tonight, as looking back finds it 12-5-1 ATS in its last 18 Monday games. The Chargers, off an emotional Week 1 upset over the Chiefs on the road in Brazil, face a letdown risk. Vegas’ rest advantage (10 days since Week 1) fuels sharper execution, while LA’s travel fatigue post-Brazil tilts the edge. Look for an intensely competitive battle to lead to a possible upset, but for sure a very tight outcome and grab the points with the Raiders!

T.M. Prediction: 24-21 Raiders.

09-13-25 Duke +2 v. Tulane Top 27-34 Loss -110 26 h 23 m Show

T.M. Selection: Duke.

Duke's dynamic quarterback Darian Mensah, transferring from Tulane, returns to Yulman Stadium with intimate knowledge of the Green Wave's schemes, which I expect to really help his performance. Despite a 1-1 start, I think Duke's defense rebounds here after last week's 45-19 home loss to Illinois, to do more than enough to neutralize Tulane's rebuilt offense, now adjusting to new QB Jake Retzlaff. The Blue Devils have enjoyed considerable success in this matchup in the past and all signs point to another win and cover here in my opinion.

T.M. Prediction: 30-21 Duke.

09-12-25 New Mexico v. UCLA -14.5 Top 35-10 Loss -110 15 h 39 m Show

T.M. Selection: UCLA.

Despite an 0-2 start, the Bruins boast superior talent, led by QB Nico Iamaleava's improving command (255 yards, 2 TDs last game). At home in the Rose Bowl, UCLA is going to control and dominate New Mexico's porous defense (28 PPG allowed). I'm expecting a blowout.

T.M. Prediction: 37-14 UCLA.

09-12-25 Colorado +4 v. Houston Top 20-36 Loss -107 25 h 0 m Show

T.M. Selection: Colorado.

I like Deion Sanders and the Buffs to find a way to win this game outright, but that said, my official call is to grab as many points as you can. Sanders has a few different capable quarterbacks at his disposal, including Ryan Staub and Kaidon Salter. The Cougars are 2-0 after a 35-9 win over Rice. Before that it was a 27-0 win ver Stephen A Austin. I think Sanders will have "something up his sleeve" this weekend; grab the points!

T.M. Prediction: 23-22 Colorado.

09-11-25 Commanders +3.5 v. Packers Top 18-27 Loss -108 54 h 55 m Show

T.M. Selection: Washington Commanders.

While I absolutely feel that Washington can win this game outright, my official call will be to grab as many points as you can. Both teams won, but Green Bay is now banged up on the defensive end. Getting after Jared Goff is one thing, he can barely move, while trying to contain Jaden Daniels is quite another. Note that the Commanders were held back last week by a ridiculous 12 penalties. Don't expect that to happen two weeks in a row. Washington also averaged 7 yards per play in the victory and it looked great defensively. In a contest that I see being decided by whichever team has its hands on the ball last, I'm grabbing the points!

T.M. Prediction: 27-21 Washington.

09-11-25 NC State -7 v. Wake Forest Top 34-24 Win 100 52 h 38 m Show

T.M. Selection: NC State.

I think that NC State will not only win this game at Wake Forest on Thursday, but I expect it to win big time. Because of that, I'll be laying the points. It's  tough spot for both teams playing on the short week, but I think the Wolfpack are better suited to make the necessary adjustments. NC State is 2-0, and it's been in two wars to win each. Wake Forest is 2-0 as well, but it's only faced Kennesaw State and Western Carolina. Look for the Wolfpack to carry over its momentum here to a convincing victory and lay the points with confidence!

T.M. Prediction: 35-18 NC State.

09-06-25 Michigan +5.5 v. Oklahoma Top 13-24 Loss -115 26 h 58 m Show

T.M. Selection: Michigan

Michigan’s chances of covering the spread, and likely even winning outright against Oklahoma, hinge on key players. True freshman QB Bryce Underwood, who threw for 251 yards and a touchdown in his debut, brings poise and playmaking ability, testing Oklahoma’s secondary. Running back Justice Haynes, with three touchdowns against New Mexico, anchors a potent ground game that can is going to be able to take advantage of Oklahoma’s weaker run defense (103 yards allowed in Week 1). Defensively, freshman edge Nate Marshall’s disruptive pressure is what the visitors will need to rattle OU’s John Mateer, whose one-dimensional passing attack will struggle against this aggressive Wolverines' secondary. Michigan’s balanced offense and defensive upside give it the edge. Grab the points.

T.M. Prediction: 24-21 Michigan.

09-06-25 Ole Miss v. Kentucky +9.5 Top 30-23 Win 100 8 h 55 m Show

T.M. Selection: Kentucky.

Kentucky will comfortably cover the spread against Ole Miss at home in my opinion this afternoon due to its stout defense and physical running game. The Wildcats’ defense excels at pressuring quarterbacks and limiting big plays, which I foresee disrupting Ole Miss’s high-powered offense led by new quarterback Austin Simmons, who showed turnover tendencies in his debut. Kentucky’s home-field advantage at Kroger Field, combined with its ability to control tempo through a strong rushing attack (221 yards against Toledo), will keep the game closer than what the oddsmakers are trying to lead us to believe. Historical trends favor Kentucky covering large SEC spreads at home, making it the correct call here at home.

T.M. Prediction: 26-24 Ole Miss.

09-05-25 Chiefs v. Chargers +3 Top 21-27 Win 100 27 h 0 m Show

T.M. Selection: Chargers.

The Los Angeles Chargers are going to, at the very least, cover against the Kansas City Chiefs in Brazil on September 5, 2025, due to their revitalized roster and defensive prowess. Under Jim Harbaugh’s leadership, the Chargers posted an 11-6 record in 2024, with a league-leading defense allowing just 17.7 points per game. Justin Herbert’s improved efficiency and emerging receiver Ladd McConkey bolster the offense, despite losing key defenders. The Chiefs, coming off a Super Bowl loss, face offensive line concerns and a humid, neutral-site challenge. The Chargers are the correct call here and while I do think the outright is most likely outcome, the official call is to grab the points.

T.M. Prediction: 24-21 LA.

09-05-25 James Madison +15 v. Louisville Top 14-28 Win 100 26 h 41 m Show

T.M. Selection: James Madison.

The James Madison Dukes are going to cover with the spread against the Louisville Cardinals on Friday in my opinion, as JMU’s run-heavy offense, led by George Pettaway (99 yards, Week 1) and a dual-QB system with Alonza Barnett III and Matthew Sluka, exploits Louisville’s vulnerability to mobile quarterbacks. The Dukes’ experienced defense, potentially starting seven seniors, held Weber State to 148 yards and snagged three interceptions. Louisville’s turnover issues (three in Week 1) and 12 penalties expose weaknesses. JMU has a history of competing with well with ACC teams. Louisville comes out flat in my opinion; grab the points, the ay is on JMU!

T.M. Prediction: 31-24 Louisville.

09-04-25 Cowboys v. Eagles -7 Top 20-24 Loss -111 30 h 54 m Show

T.M. Selection: Eagles.

The Cowboys were brutal on both sides of the ball last year. They should be improved offensively, but now even worse on the defensive end with Micah Parsons gone. Saquan Barkley and Jalen Hurts dominated this matchup last years, as Philadelphia outscored the Cowboys by a combined 75-13 over two victories. Expect more of the same here on Opening Night!

T.M. Prediction: 34-13 Philadelphia

08-28-25 East Carolina +14 v. NC State Top 17-24 Win 100 27 h 52 m Show

T.M. Selection: ECU (4%)

ECU beat NC State 26-21 as a seven-point dog in the Military Bowl last year. Both teams have gone through plenty of changes in the off-season, and while we're not calling for another outright upset this year, I believe that there are enough pieces in place for the Pirates to once again give the Wolfpack a run for its money; grab the points!

T.M. Prediction: 33-27 NC State.

08-23-25 Stanford +2.5 v. Hawaii Top 20-23 Loss -105 13 h 31 m Show

T.M. Selection: Stanford.

Stanford opened as the favorite in this one and while the Cardinal are once again expected to struggle in the ACC this year, it's still a big step up in competition for a Warriors team that's supposed to be in the middle of the pack in the Mountain West. I think Ben Gulbranson will keep the offense moving and the deeper team will eventually grind out the win. That said, let's grab the points!

T.M. Prediction: 27-24 Stanford.

02-09-25 Chiefs v. Eagles +1.5 Top 22-40 Win 100 17 h 4 m Show

T.M. Selection: EAGLES - ATS

1) Small line here but I will take the +1.5 points with the Eagles in case they lose a heartbreaker by a single point. The underdog is on an incredible 17-6 ATS run in the last 23 Super Bowls.

2) The Chiefs offense has not been as strong all season long and they face a top-ranked Eagles defense here. This match-up favors Philadelphia when Kansas City has the ball.   

3) The Kansas City defense has not been as strong against the pass and that is where Philadelphia should take advantage. Saquon Barkley gives the Eagles an edge on the ground and with KC having to focus on him, Jalen Hurts will get plenty of opportunity in the passing game. Off a huge win over Washington in the NFC Championship Game, the offense of the Eagles flourishes again here. 

T.M. Prediction: 27-21 EAGLES

Line: +1.5 

01-09-25 Notre Dame v. Penn State +1.5 Top 27-24 Loss -110 16 h 23 m Show

T.M. Selection: PENN STATE - ATS

1) I like the Nittany Lions to get the solid underdog cover in this game against the Fighting Irish on Thursday, January 9th. The line looks like a trap line to take the team with the better 11-3 ATS record laying only 1.5 points even though they just beat Georgia and are facing an 8-7 ATS team. As for the trap, I am not falling for it!

2) The Irish are now 13-1 this season but statistically I have concerns about what this offense will be able to do against a stout Penn State defense. Though Notre Dame beat Georgia, the stats were not good and they made the most of other opportunities to secure that win. They did not impress on offense and face just as tough of a test here.    

3) Penn State has the better offense here in my opinion and is very balanced on offense. The Nittany Lions defense also has been very opportunistic. Notre Dame has been a cash cow this season so the markets are enamored with them and supporting them. The Fighting Irish, however, have met their match here and I look for Allar to lead the way at QB for the Lions to pull away in crunch-time of this game.  

T.M. Prediction: 27-20 PENN STATE

Line: +1.5

01-05-25 Vikings +3 v. Lions Top 9-31 Loss -108 15 h 39 m Show

T.M. Selection: VIKINGS - ATS 1) I like the Vikings to get the solid road dog cover in this game against the Lions on Sunday, January 5th. The line looks like a trap line to take the home team laying only 2.5 or 3 points even though they are a perfect 5-0 in divisional games this season and this is a huge battle for the NFC North as well as the top NFC seed for the post-season. As for the trap line, I am not falling for it! 2) Detroit has been ravaged by injuries on defense and they will not be able to stop the Vikings. The Lions have still been winning games, thanks to a potent offense, but their defense against the pass will let them down again here. Minnesota's passing attack has been on a strong performance streak and that continues here. 3) Minnesota has thrown for nearly 300 yards passing on average last 4 games while the Lions have allowed an average of over 320 yards passing last 4 games. The Vikings allowing only 18 ppg in their 9-game winning streak. The Lions allowing 32.5 ppg last 4 games. With stats like that, you can clearly see why I am confident in this investment Thursday. Upset alert! T.M. Prediction: 31-24 VIKINGS Line: +3

01-03-25 Minnesota -9 v. Virginia Tech Top 24-10 Win 100 43 h 0 m Show

T.M. Selection: Minnesota Golden Gophers - ATS

1) I like the Golden Gophers to get the solid win in this game against the Hokies on Friday, Januay 3rd. The line looks like a trap line to take the team with the nearly identical record as 6-6 Virginia Tech is nearly a double digit underdog (currently 8.5 to 9.5) against Minnesota and I am not falling for the trap line! Lay the big points here. 

2) Virginia Tech facing a tough match-up here as they have a lot of opt-outs and will be missing many starters on both sides of the ball. The Hokies struggled overall this season as it was and now will be very short-handed against a Golden Gophers team that is known for dominating in Bowl Season. 

3) PJ Fleck, head coach of Minnesota, has great bowl history and has led his team to 5 straight bowl wins. The Golden Gophers roster is mostly intact for this bowl game and in far better shape roster-wise in comparison with a depleted Hokies side. Virginia Tech has big question marks at QB and the offensive line is a shell of what it once was and the Hokies also will be without their top RB. Also the Hokies defense has been decimated by the transfer portal. The Gophers average margin of victory in their 7 wins was 19.6 ppg this season! The Hokies get blown out here. 

T.M. Prediction: 31-12 Minnesota.

Line: -8.5

12-30-24 Lions -3.5 v. 49ers Top 40-34 Win 100 13 h 34 m Show

T.M. Selection: LIONS - ATS

1) I like the Lions to get the solid blowout win in this game against the 49ers on Monday, December 30th. The line looks like a trap line to take underdog catching a little more than a FG in a match-up featuring a team (Detroit) that is so banged up in the injury department. However, I am not falling for it!

2) The 49ers have had a lost season and Lions still ultra hungry for the win as they look to keep pace with Vikings at top of NFC North. Even with injuries, Detroit continues to win. I look for that pattern to continue here. Last season the Lions led by 17 at the half in the playoffs yet San Francisco rallied and got the win. That means Detroit will surely be relentless here.   

3) The Lions have still scored 37 ppg last 3 games and remain one of the best teams in league, even while dealing with injuries. The Niners have lost 5 of 6 games and scored an average of only 12 points per game in the 5 losses. This one will be all Lions and Detroit rolls on the road. Line value here because the game is in SF and I am not even batting an eyelash as I pull the trigger with Detroit on the road here.     

T.M. Prediction: 31-20 LIONS

Line: -3.5

12-29-24 Dolphins -3 v. Browns Top 20-3 Win 100 9 h 47 m Show

T.M. Selection: DOLPHINS - ATS

1) I like the Dolphins to get the solid blowout win in this game against the Browns on Sunday, December 29th. The line looks like a trap line to take underdog catching a FG in a match-up featuring a team that likely will be without its starting QB and I am not falling for it!

2) Even though Tagovailoa has been downgraded to doubtful for this game, Huntley will still be the best QB on the field as the Browns QB situation has been a disaster in what has been another rough season for Cleveland. The Browns expected to again go with Dorian Thompson-Robinson here even though he is off a very rough performance against a horrible Bengals defense.   

3) Miami's defense will be a much tougher test for the struggling Browns offense than the Cincinnati D was. That said, with the Dolphins having playoff chances, though slim, I do not foresee any quit in this Miami team Sunday. Dolphins known for struggling in cold weather but they got a break with mild weather conditions for this one Sunday and their defense has been solid and the Browns just won't have enough offense to keep up in this low-scoring battle.     

T.M. Prediction: 24-10 DOLPHINS

Line: -3

12-28-24 Louisiana Tech v. Army -14 Top 6-27 Win 100 14 h 41 m Show

T.M. Selection: Army.

I believe Army will not only win this game easily, but do so in blowout fashion. Louisiana Tech finished only 5-7 on the season and is in a very unusual situation here! The Bulldogs got recruited into this bowl on short notice because Marshall was so heavily hit in the transfer portal that the Thundering Herd could not even properly compete in this game. I am not so sure Louisiana Tech is going to have much more success than Marshall would have had considering their situation. The Bulldogs thought their season was over and then suddenly got called to this game and they have to, on short notice, figure out how they will defend the triple option of Army. That is not something Louisiana Tech is used to facing. So Army is in top form and ready to roll here too and they have a great defense. Almost all of the Black Knights wins have been by at least 17 points this season. The Bulldogs did perform well as an underdog this season but this is a very tough match-up for them and I am sure they want to make up for that loss to Navy by winning big in this bowl game. Louisiana Tech finished the season with a big win over Kennesaw State but scored 14 or less points in 4 of 5 games before that and their D also will not be able to stop Army. Look for the Black Knights to keep their foot on the gas from start to finish and lay the points.

T.M. Prediction: 35-10 Army

12-27-24 Texas A&M v. USC +4 Top 31-35 Win 100 14 h 20 m Show

T.M. Selection: USC TROJANS - ATS

1) I like the Trojans to get the solid underdog cover in this game against the Aggies on Friday, December 27th. The line looks like a trap line to take Texas A & M laying only 4.5 or 4 points even though they are facing a team that has a had a lot of opt-outs heading into this post-season battle. As for the trap, I am not falling for it!

2) The Aggies defense got ripped down the stretch including allowing over 470 ypg in their last 3 games against SEC teams. The Texas A & M defense also dealing with some key opt-outs and the Trojans offense surely will take advantage. 

3) The USC offense, even dealing with opt-outs, is still a strong machine. They put up over 550 yards of offense when they faced Notre Dame and that says a lot for sure! Southern Cal outgained ND by over 100 yards in that 49-35 loss. This Trojans team better than their 6-6 records shows while the Aggies, though 8-4, got waxed by double digits 3 times this season including when they got outgained by more than 100 yards by the Fighting Irish. I don't trust this Aggies team. 

T.M. Prediction: 28-24 USC

Line: +4.5 

12-26-24 Seahawks v. Bears +4.5 Top 6-3 Win 100 12 h 7 m Show

T.M. Selection: BEARS - ATS

1) I like the Bears to get the solid home dog cover in this game against the Seahawks on Thursday, December 26th. The line looks like a trap line to take the road team laying only 4.5 or 4 points even though they are visiting a team that has been in a freefall whereas they themselves are still battling for the post-season. As for the trap, I am not falling for it!

2) Seattle struggles with their ground game on offense and their rush defense on the other side of the ball. The Seahawks have lost B2B games and are allowing 24 ppg in the last 4 games. The Bears defense has struggled recently but they are capable of stepping up here in their home finale and remember that they are 4-4 at home this season. 

3) Chicago has been awful on the road this season but, as you can see with the 4-4 record, they are very capable of stepping up at home here. Seattle has only 3 wins by more than 5 points in their last 12 games! With stats like that, you can clearly see why I am confident in this investment Thursday. Upset alert!

T.M. Prediction: 23-20 BEARS

Line: +4.5 

12-21-24 SMU v. Penn State -8.5 Top 10-38 Win 100 17 h 33 m Show

T.M. Selection: Penn State Nittany Lions - ATS

1) I like the Nittany Lions to get the solid win in this game against the Mustangs on Saturday, December 21st. The line looks like a trap line to take the team with the identical record as nearly a double digit underdog (currently 8.5 to 9.5) and I am not falling for it!

2) SMU facing a tough match-up here on the road in cold weather against a PSU side that can run the ball so well and is known for fantastic defense. The Mustangs were down by 17 to Clemson before rallying and they won't be able to make that same type of comeback in this venue! . 

3) Penn State was truly so close to a perfect season as they blew an early 10-0 lead versus Ohio State and also very nearly beat Oregon in a high-scoring shootout. The Nittany Lions so strong in the trenches and this is not a good match-up for the Mustangs. Penn State can play with (and win with) old Big Ten style football here. Their defense will frustrate SMU and the Mustangs will not be able to trade scores with the potent Nittany Lions here in their own home.    

T.M. Prediction: 37-17 Penn State.

Line: -8.5

12-20-24 Tulane v. Florida -10 Top 8-33 Win 100 10 h 45 m Show

T.M. Selection: Florida Gators - ATS

1) I like the Gators to get the solid win in this game against the Green Wave on Friday, December 20th. The line looks like a trap line to take the team with the better record as a double digit underdog (currently 10 to 10.5) and I am not falling for it!

2) Tulane struggled late in the season and there is a certain negative energy within this team right now. Florida, on the other hand, finished the season strong and I love the fact the Gators faced the much tougher schedule this season in comparison with the Green Wave. 

3) Tulane has lost two straight games and has given up at least 34 points in all 4 of their defeats this season. The Gators roll here as they are so strong at the defensive line and Tulane is going to struggle to run the ball here. The Green Wave offense just won't have enough punch here and Florida will have too much for Tulane to keep up in this one. The Gators have won 3 straight games and 4 of their 5 losses were to ranked teams this season and the other defeat was to a solid A & M team. Florida allowed only 16 ppg in their 7 wins and can dominate here.     

T.M. Prediction: 35-14 Florida.

Line: -10

12-19-24 Broncos +2.5 v. Chargers Top 27-34 Loss -100 11 h 52 m Show

T.M. Selection: BRONCOS - ATS

1) I like the Broncos to get the solid road dog cover in this game against the Chargers on Thursday, December 19th. The line looks like a trap line to take the home team laying only 2.5 or 3 points even though they are hosting a team they already beat handily earlier this season (had 23-0 lead before letting up and Chargers scored final 16 pionts). As for the trap, I am not falling for it!

2) The Chargers have been struggling on both sides of the ball recently as their pass defense has started to let them down. On offense they have averaged less than 250 yards of offense last four games.    

3) The Broncos have a great pass rush and this should further disrupt an already struggling Chargers offense. Denver has won 8 of 11 games and has scored an average of 27 points last 9 games. Los Angeles has been held to 27 or less in 13 of 14 games this season! With stats like that, you can clearly see why I am confident in this investment Thursday. Upset alert!

T.M. Prediction: 23-20 BRONCOS

Line: +3 -125

12-07-24 Clemson +2.5 v. SMU Top 34-31 Win 100 17 h 9 m Show

T.M. Selection: CLEMSON - ATS

1) I like the Tigers to get the solid underdog cover in this game against the Mustangs on Saturday, December 7th. The line looks like a trap line to take the team with the better record laying only 2.5 points even though they are 11-1 and facing a 9-3 team. As for the trap, I am not falling for it!

2) The Mustangs are now 11-1 this season but the location of this game favors the Tigers. Also, Clemson has much more experience in big games and has won 8 of 9 visits to the ACC Title game! Also Clemson actually won the yardage battle by almost 100 yards in their only ACC loss this season so that was a deceiving final score.    

3) SMU was also a bit fortunate in who they faced in terms of their ACC scheduling this season. That certainly helped the Mustangs get to their impressive record on the year and now you will see many lining up on SMU, with the better record, over Clemson but the Tigers experience edge will shine through as this game gets to late-game crunch time. 

T.M. Prediction: 31-24 CLEMSON

Line: +2.5

12-05-24 Packers +3.5 v. Lions Top 31-34 Win 100 16 h 7 m Show

T.M. Selection: PACKERS - ATS

1) I like the Packers to get the solid road dog cover in this game against the Lions on Thursday, December 5th. The line looks like a trap line to take the home team laying only 3.5 points even though they are 11-1 and hosting a 9-3 team. As for the trap, I am not falling for it!

2) The Lions are now 11-1 this season but only 1 of their 3 divisional games was a win by more than 3 points so look for the Packers to be in this one all the way! Also, that lone bigger divisional win was against Green Bay but Detroit actually lost the yardage battle by 150 yards in that deceiving final score of 24-14.    

3) The Packers offense is surging plus QB Jordan Love has done a great job of limiting turnovers. Green Bay's only loss by more than 2 points in the last 11 games was that deceiving 10-point home loss to the Lions. GB allowing only 19 ppg last 8 games. Again, another reason to expect this one to be a very tight game with the points a huge value to have on your side! Upset alert! 

T.M. Prediction: 28-24 PACKERS

Line: +3.5

12-02-24 Browns v. Broncos -6 Top 32-41 Win 100 16 h 21 m Show

T.M. Selection: Denver Broncos - ATS

1) I like the Broncos to get the solid win in this game against the Browns on Monday, December 2nd. This is an interesting line considering Denver is a sizable favorite even though Cleveland just knocked off a strong Pittsburgh team and appears to be improving with Winston under center. The line looks like an invitation to grab the road dog getting nearly a TD but I am not falling for the trap line. 

2) The Browns are only 3-8 this season and the 3 wins have included only 1 road win and that was against a Jacksonville team that is now 2-10 this season! 6 of Cleveland's 8 losses this season have been by at least 6 points so I am comfortable laying this number here. Denver is 7-3 last 10 games and the only home loss was to a Chargers team that is now 8-4 this season.    

3) As you can see, Denver is taking care of business against teams with a losing record and Cleveland has not shown an ability to go on the road and beat a good team. 6 of the 7 Broncos wins in their 7-3 run have been by 10+ points! Looking at season-long stats, Denver has the better offense and also has the much better defense. Lay the points here with confidence!  

T.M. Prediction: 28-14 Denver 

Line: -5.5

12-01-24 Bucs -6 v. Panthers Top 26-23 Loss -108 12 h 39 m Show

T.M. Selection: Tampa Bay Buccaneers - ATS

1) I like the Buccaneers to get the solid win in this game against the Panthers on Sunday, December 1st. This is an interesting line considering Tampa Bay is a sizable favorite even though this game is taking place in Carolina! The line looks like an invitation to grab the home dog getting nearly a TD but I am not falling for the trap line as the Bucs recent 4-game losing streak, prior to beating the Giants, featured a slate of quality teams and that makes all the difference here. 

2) The Panthers are only 3-8 this season and the 3 wins are against all bad teams - combined 8-27 record! Carolina is highly unlikely to be able to score enough to keep up with a Bucs team that has been surging on offense. Tampa Bay has scored 30.6 ppg last 8 games! The Buccaneers went 3-5 in those games but 2 of the losses in OT and 3 of the losses were against division leaders and another one against an 8-4 Ravens team!      

3) Carolina off a tight loss to Chiefs which was a surprise but Young averaged just 148.5 passing yards in the 2 wins prior to that loss. The Panthers, other than the game in Germany versus Giants, are allowing 32.3 ppg this season. Carolina will not be able to stop TB and the Bucs off that win over NYG in which they allowed only 7 points! They are confident and ready to dominate here against a Carolina team that is now over-valued in this spot. 

T.M. Prediction: 31-17 Tampa Bay 

Line: -5.5

11-30-24 Texas -5 v. Texas A&M Top 17-7 Win 100 16 h 59 m Show

T.M. Selection: Texas - ATS

1) I like the Longhorns to get the solid win in this game against the Aggies on Saturday, November 30th. This is an interesting line considering Texas is a large favorite even though this games is taking place in Aggieland! The line looks like an invitation to grab the home dog getting nearly a TD but I am not falling for the trap line as the Horns have the better defense and the much stronger passing attack on offense which makes all the difference here. 

2) Texas A & M off a heart-breaking 4-OT loss at Auburn last week and a game like that takes a lot out of a team! Also, the Aggies lost their most recent SEC game prior to that one as well as they got hammered by 24 points in a loss at South Carolina! The Longhorns are the stronger team all over the field in this one.    

3) Texas is 10-1 this season after a massive season last year too. This program is in great shape right now and their only loss was to a tough Georgia team. In fact, the winner of this game will face the Bulldogs for the SEC Championship next week so today's game is huge! I am all over the Longhorns here and 9 of the 10 Longhorns wins have come by a double digit margin this season. In other words, covering the spread in a UT win should not be an issue here with this low number.

T.M. Prediction: 31-17 Texas

Line: -5

11-29-24 Georgia Tech +18 v. Georgia Top 42-44 Win 100 17 h 50 m Show

T.M. Selection: Georgia Tech - ATS

1) I like Georgia Tech to stay within the huge number posted here in this game against Georgia on Friday, November 29th. The line looks like a trap line to take the Bulldogs considering the Yellow Jackets already have twice as many losses as Georgia this season. The Bulldogs have the better defense but the Jackets have, statistically, nearly and equal offense and they are being underestimated here. The fac tis that it is still just too many points and, in terms of the trap, I am not falling for it!

2) In terms of ATS stats, Georgia is a rough 3-8 ATS this season plus they are 0-6 ATS when favored by 14 or more plus Georgia Tech has covered all but 3 of last 11 against ranked opponents. The Yellow Jackets have a strong offense and regardless of what they might be saying, the Bulldogs can't help but to be thinking ahead to the big game with the SEC Title Game next week. 

3) Georgia Tech is well-coached under Key plus they have covered each of the last two meetings including very easily last year as a big dog in this match-up. They lost by only 8 points and a similar result looms here the way I have this one handicapped. 

T.M. Prediction: 30-21 Georgia

Line: +18

11-28-24 Memphis +13.5 v. Tulane Top 34-24 Win 100 17 h 44 m Show

T.M. Selection: Memphis - ATS

1) I like Memphis to stay within the huge number posted here in this game against Tulane on Thursday, November 28th. The line looks like a trap line to take the Green Wave considering the Tigers already have 2 losses in AAC games while Tulane is undefeated and will play Army next week in the AAC Championship Game. Green Wave has the better defense but Memphis is being underestimated here. The fac tis that it is still just too many points and, in terms of the trap, I am not falling for it!

2) In  terms of ATS stats, Tulane has been much better in AAC games but this is why there is so much value here because Memphis is undervalued due to their 2-5 ATS mark in AAC games while Tulane is 8-2-1 ATS on the season. The Tigers have a strong offense and regardless of what they might be saying, the Green Wave can't help but to be thinking ahead to the big game with the Black Knights next week. 

3)  The Green Wave also may have a lack of typical home field edge here as the students go home for Thanksgiving Day and there may not be the typical fan support Tulane would hope for here. They are off 3 straight dominating wins but his has inflated this line against a very talented Memphis team with a strong QB who already has 4 seasons as a starter under his belt. 

T.M. Prediction: 31-24 Tulane

Line: +14

11-26-24 Kent State +22.5 v. Buffalo Top 7-43 Loss -110 17 h 46 m Show

T.M. Selection: Kent State - ATS

1) I like Kent State to stay within the huge number posted here in this game against Buffalo on Tuesday, November 26th. The line looks like a trap line to take Buffalo considering the Golden Flashes are winless on the season while the Bulls are having a solid season and already have a 7th win for bowl eligibility. It is still just too many points and, in terms of the trap, I am not falling for it!

2) The Golden Flashes gained some confidence on offense last week as they scored 17 points and Ulatowski was back under center and had his biggest yardage game since the middle of October. The Bulls defense, especially against the pass, has not been good so Kent State will get points here! 

3) The Bulls won by 17 last week and do only 1 win in 11 games on the season that came by a m margin of greater than 17 points. Look for Buffalo to get a big win here but then start resting players and look for the Bulls struggles on pass defense to continue. As a result this game will be closer than expected and Kent State finishes the season winless SU but does get the ATS cover. Buffalo over-priced!   

T.M. Prediction: 28-19 Buffalo

Line: +22.5

11-24-24 Patriots v. Dolphins -7 Top 15-34 Win 100 11 h 56 m Show

T.M. Selection: Miami Dolphins - ATS

1) I like the Dolphins to get the solid home win in this game against the Patriots on Sunday, November 24th. The line looks like a trap line to take the road team as a big underdog (currently 7 to 7.5) considering Miami has only one more win than New England. I am not falling for it!

2) Miami has been a different team since QB Tagovailoa has come back and this offense is humming again. The Patriots defense has regressed this season and the offense does not have enough firepower to keep with Tua and the Dolphins in this one! 

3) The Dolphins have won B2B games plus scored 28 ppg last 4 games! The Patriots have lost 8 of 10 games since their season opening win and their victories this season are against teams with an 11-21 record. One can argue the Dolphins record is not good either but again they were without Tagovailoa much of the season. They are back to being the Miami of old again and they crush the Patriots down in south Florida for this one! Big home edge and the line could easily be double digits here. I am grabbing the value.     

T.M. Prediction: 31-16 Dolphins.

Line: -7

11-23-24 SMU -10 v. Virginia Top 33-7 Win 100 8 h 25 m Show

T.M. Selection: SMU Mustangs - ATS

1) I like the Mustangs to get the solid win in this game against the Cavaliers on Saturday, November 23rd. The line looks like a trap line to take the home team as a double digit underdog (currently 10 to 10.5) and I am not falling for it!

2) SMU just needs to win out to make it to the CFB playoffs and their only loss this season was by 3 points to a tough BYU team. The yardage was equal in that game until the Cougars got what ended up being the game-winning FG courtesy of a 67-yard drive! The Mustangs, as you can see, are very nearly undefeated this season! 6 of 8 SMU wins since a tight season-opening win have been by at least a 10 point margin. 

3) Virginia has lost 4 of 5 games and has given up an average of 41 points in the last 3 defeats. The Cavaliers have lost 3 of 4 home games since a season-opening win and 2 of the 3 defeats were blowout losses. I expect another blowout defeat by 10+ in this one. Road team rolls here as the Mustangs have too much offense for the Cavs to keep up and they also have the better defense. SMU adds to their 5-2 ATS run and make it 6-2 ATS last 8 games!    

T.M. Prediction: 38-17 SMU.

Line: -10

11-22-24 Purdue +14 v. Michigan State Top 17-24 Win 100 16 h 10 m Show

T.M. Selection: Purdue - ATS

1) I like Purdue to stay within single digits in this game against Michigan State on Friday, November 22nd. The line looks like a trap line to take the Spartans considering the Boilermakers are the worst team in the Big Ten and Michigan State still needs two wins for bowl eligibility. It is still just too many points and, in terms of the trap, I am not falling for it!

2) The Boilermakers will bring their top effort this week in response to having two of their worst defeats of the season in B2B weeks against two of the top teams in the country. Purdue will fare much better against a much weaker foe here and it is going to be tough for the Spartans to pull away in this one! 

3) In their last two games against teams not ranked in the top five in the country, the Boilermakrs have a pair of OT losses and I project this one to be a tight battle. The Spartans have lost 6 of 7 games and their 3 wins against non-FCS schools (so, excluding Prairie View A & M) have been by an average margin of just 7 points. None of those 3 wins were by more than 12 points. Michigan State over-priced!   

T.M. Prediction: 26-21 Michigan State

Line: +14

11-17-24 Seahawks v. 49ers -6.5 Top 20-17 Loss -102 13 h 14 m Show

T.M. Selection: 49ERS - ATS

1) I like the 49ers to get the solid blowout win in this game against the Seahawks on Sunday, November 17th. The line looks like a trap line to take underdog catching nearly a full TD in a match-up featuring teams battling it out for positioning in the NFC West and I am not falling for it!

2) The Seahawks are off a bye week but they need more help than just that! The Seahawks have lost 4 of 5 games and now are on the road facing a 49ers team that is on the upswing again. San Francisco has won 4 of 6 games and did have a bye the week before last so it is not as if Seattle has a big rest edge here.    

3) San Francisco has the much better rushing attack on offense so, while both teams have strong passing attacks, the ground game edge is with the home team here. That is key in a divisional game too! On the other side of the ball, SF has an edge on defense as they are better against the pass and much stronger than Seattle in terms of rushing defense as well. Blowout alert here!    

T.M. Prediction: 31-17 49ERS

Line: -6.5

11-17-24 Jaguars +14 v. Lions Top 6-52 Loss -117 11 h 44 m Show

T.M. Selection: JACKSONVILLE JAGUARS - ATS 

This is just too many points for this match-up. The Lions off the hard-fought (and somewhat fortunate) win at Houston and now face a Jaguars team that is counting on being stronger defensively due to the issues on offense. I trust their defense here as they just allowed only 12 points in the loss to Minnesota last week. The Jaguars will go all out here, without question, as they do have a bye week on deck. The Lions off B2B big road wins by knocking off the division rival Packers and then the Texans and now they have a tougher opponent than the Jags on deck as next week the Lions are at Indianapolis. Jaguars, in 10 games this season, have only 2 losses by more than 5 points! Over-reaction to Lions winning ways here! This one has great value, the way I see it, with the road dog. 

T.M. Prediction: 27-20 Lions. 

Line: +14

11-16-24 Utah +13.5 v. Colorado Top 24-49 Loss -102 9 h 49 m Show

T.M. Selection: Utah - ATS

1) I like Utah to stay within single digits in this game against Colorado on Saturday, November 16th. The line looks like a trap line to take the Buffaloes considering the recent struggles of the Utes and the red hot run of the Buffs and I am not falling for it!

2) This line got steamed when it was lower (single digits) because of the reaction to Colorado being on a 7-0 ATS run while Utah is on an 0-5 SU run plus, before tight cover vs BYU last week, the Utes were on an 0-4 ATS run. Utah will be fired up after last week's frustrating late-game loss to the rival Cougars. The Utes will bring their top effort this week in response and it is going to be tough for the Buffaloes to pull away in this one! 

3) The Utes have lost 5 straight games after starting the season 4-0 but the 5 straight losses by an average margin of only 6 points! None of the Utah defeats by more than 13 points! The Buffaloes should have won last week just 34-27 and, prior to that, only 3 of Colorado's first 8 games were wins by more than an 11-point margin. This game is going to be a war because the Utes are fired up and fighting for bowl eligibility (need 2 wins in 3 remaining games). Colorado over-priced!   

T.M. Prediction: 24-20 Colorado

Line: +13.5

11-15-24 Wyoming v. Colorado State -8.5 Top 10-24 Win 100 18 h 11 m Show

T.M. Selection: Colorado State Rams - ATS

1) I like the Rams to get the solid win in this game against the Cowboys on Friday, November 15th. The line looks like a trap line to take the road team as a big underdog (opened up at 10.5) and I am not falling for it!

2) Colorado State has been rolling and is so strong on defense in comparison with a horrible Cowboys defense. Wyoming is a big step down defensively from the program they have been in recent seasons. The Rams are the stronger team and the Cowboys are off some impressive performances on offense since they made a QB switch. However, their offense was great because they faced two horrible defenses, New Mexico and Utah State!

3) Wyoming can't stop anyone on the ground and struggle to stop them through the air as well. Also, the Colorado State D has been getting stronger as the season has gone on. The Rams have allowed only 16 ppg in their 4 games in MWC action. They are 4-0 in MWC games and won by an average margin of 11 ppg. I expect another blowout by 10+ in this one. Home team rolls here as the Rams add to their 6-0 ATS run and make it 7-0 ATS last 7 games!    

T.M. Prediction: 34-14 Colorado State.

Line: -8.5

11-14-24 Commanders v. Eagles -3.5 Top 18-26 Win 100 19 h 33 m Show

T.M. Selection: EAGLES - ATS

1) I like the Eagles to get the solid blowout win in this game against the Commanders on Thursday, November 14th. The line looks like a trap line to take underdog catching more than a FG in a match-up featuring teams with nearly identical records battling it out at the top of the division and I am not falling for it!

2) Hard to believe...but true...the Eagles have allowed an average of LESS THAN 200 yards over the last 4 games. Their defense has been spectacular. This includes run defense which is a weakness of the Commanders and I expect Philadelphia to run all over Washington in this match-up.    

3) Philadelphia has won 5 of the last 6 meetings between these teams and with a line of 3.5 on this game, any Eagles SU win is quite likely to also be an ATS win. The Commanders are having a solid season but have lost a few games recently and also had a crazy last-second win over Chicago. The Eagles, on the other hand, have won 5 straight games and are one of the hottest teams in the league. I am laying the points with confidence on this one.     

T.M. Prediction: 30-17 EAGLES

Line: -3.5

11-10-24 Giants -6.5 v. Panthers Top 17-20 Loss -108 7 h 31 m Show

T.M. Selection: GIANTS - ATS

1) I like the Giants to get the solid blowout win in this game against the Panthers on Sunday, November 10th. The line looks like a trap line to take underdog catching nearly a full TD in a match-up featuring teams with identical 2-7 records and I am not falling for it!

2) Giants are favored heavily here in this neutral site game even though Carolina is off a win because the Panthers were outgained by a huge margin in that game and were very fortunate to beat the Saints! New York has some solid weapons on offense and that will be the difference in this one as the Panthers just don't have enough playmakers on offense plus the Carolina defense has regressed as the season has gone on.   

3) The Giants offense has not been great this season but they are better than Carolina's especially now that New York is a little healthier on that side of the ball. The Panthers defense has fallen to the bottom of the NFL while New York is respectable ranking in the middle of the pack. Last but not least the Giants do a great job of getting to the opposing QB while Carolina is one of the worst in the NFL for sacking the QB. This will also play a key role and the Giants pass defense has been strong this season as well. Blowout alert here!    

T.M. Prediction: 27-13 GIANTS

Line: -6.5

11-08-24 Iowa -6 v. UCLA Top 17-20 Loss -109 17 h 25 m Show

T.M. Selection: Iowa - ATS

1) I like the Hawkeyes to get the solid win in this game against the Bruins on Friday, November 8th. This is an interesting line considering how the Hawkeyes are off a huge win over Wisconsin and now had to travel out west to face UCLA in Bruins country! The line looks like an invitation to grab the home dog getting nearly a TD but I am not falling for the trap line as the Hawkeyes have the better defense and the much stronger running attack on offense which makes all the difference here. 

2) UCLA has won 2 straight games but this followed a 1-5 start in their first 6 games this season. The Bruins had lost 5 straight games prior to the B2B wins and UCLA is 0-3 at home and scoring only 14 ppg at home this season!   

3) Iowa has a tough defense and runs the ball so well on offense and I just don't see the Bruins being able to keep up in this game! Not only is Iowa 6-3 this season, the Hawkeyes have scored an average of 38.5 ppg in their 6 victories. They are favored here and another solid win should result the way I see it as the Bruins remain winless at home on the season.

T.M. Prediction: 28-17 Iowa  

Line: -5.5 -122 or -6

11-06-24 Northern Illinois v. Western Michigan +2 Top 42-28 Loss -111 16 h 34 m Show

T.M. Selection: Western Michigan - ATS

1) I like the Broncos to get the solid win in this game against the Huskies on Wednesday, November 6th. I will grab the +2 points here but I am expecting the outright win of course! This is an interesting line considering how the line has flipped from Western Michigan as the favorite to now Northern Illinois! I am not falling for the trap line as the Huskies have the better defense but the Broncos offense as well as home field makes all the difference here. 

2) Western Michigan has won 4 straight games and scored an average of 45 points in the 4 victories. They are riding sky high right now. The Huskies off B2B losses and have averaged only 19 points scored last 7 games.  

3) This is a double revenge spot including Northern Illinois rolling to a 24-0 win over the Broncos last week. This Western Michigan team rolling with confidence and a strong offense right now and these are key factors heading into this game. The books know this too and that is why this game was originally priced with Western Michigan as the favorite. The betting masses may be fooled on this one but we won't! The Broncos are the bet here!

T.M. Prediction: 30-23 Western Michigan  

Line: +2

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